Buy or sell an SPI or API payment institution in the UK.

Vertice Fintech is the UK's specialist brokerage for SPI and API payment institution transactions.
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UK Regulated Payments Specialist
  • Selling
  • Acquiring
  • FCA Regulated
  • UK Specialist
What We Do

Specialists in SPI and API Payment Institution Transactions.

We broker the acquisition and sale of FCA-authorised SPI and API licensed payment institutions in the UK. A dedicated specialism — not a secondary service.

Selling Your Payment Institution

  • Valuation & deal positioning
  • Vetted buyer introductions
  • FCA regulatory handover
Sell Your API

Acquiring a Payment Institution

  • Non-public vetted deal flow
  • Regulatory-layer due diligence
  • Change-of-control management
Acquire a API

FCA Change-of-Control

  • FCA notification management
  • Regulatory handover process
  • Change-of-control compliance
Learn More

Regulatory Due Diligence

  • Compliance gap analysis
  • Authorisation scope review
  • Transaction risk assessment
Learn More

The Acquisition Advantage.

Weeks
vs. 12–18 months to apply from scratch.
Acquisition advantage
Why It Matters Who You Work With

Not a generalist.
Not a marketplace.

Two types of advisors operate in this space. Neither approach is adequate. An undisclosed compliance gap, a misvalued authorisation scope, or an FCA change-of-control notification handled incorrectly can collapse a transaction at closing.
12 years of accumulated FCA regulatory expertise — not generalist M&A with a fintech flavour.
Exclusive Focus
  • SPI and API transactions — exclusively
  • FCA regulatory expertise built over 12 years
  • Direct experience on both sides of transactions
Talk to Us
Exclusive Focus

We broker SPI and API payment institution transactions in the UK. Our knowledge runs deeper than any firm offering this as a secondary service — because for us, it is the only service.

  • SPI and API transactions — exclusively
  • FCA regulatory expertise from 12 years in UK payments
  • Knowledge built on both sides of these transactions

23+ deals brokered. 15–25% deal value enhancement documented across brokered transactions. 150+ FCA regulatory applications managed. Documented outcomes — not marketing estimates.

  • 23+ deals brokered in UK payments sector
  • 150+ FCA regulatory applications managed
  • 15–25% deal value enhancement documented

Our due diligence covers the regulatory layer, not just the P&L. FCA change-of-control management is included through to handover. We do not leave clients to navigate the FCA process alone.

  • Due diligence at the regulatory layer
  • FCA change-of-control management included
  • Regulatory handover through to completion

Rodolfo Basilio manages every mandate. Not a junior team. Not a platform algorithm. AUKPI executive committee member with direct relationships across every serious SPI and API buyer in the UK.

  • Rodolfo Basilio leads every mandate directly
  • No junior team, no delegation
  • AUKPI executive committee member
Our Mandate

The UK’s specialist brokerage for SPI and API payment institution transactions.

Our Approach

Regulatory-layer due diligence, FCA change-of-control management, and access to a vetted buyer and seller network built over 12 years in UK regulated payments.

Our Track Record

23+ transactions brokered. 150+ FCA regulatory applications managed. 15–25% deal value enhancement documented. Two regulated entities founded and exited.

Our Commitment

One person manages every mandate. Rodolfo Basilio, AUKPI executive committee member, leads directly. No junior team. No delegation.

Find the Right Solution

Sellers who engage without specialist representation routinely leave 15–25% of deal value on the table. We handle valuation, identify the right buyer, and manage the FCA change-of-control process through to regulatory handover.

Exit at Full Value
Sellers without specialist representation routinely leave 15–25% of deal value on the table.
Valuation & Positioning
We identify the correct value for your authorised entity and position it for the right buyer.
FCA Regulatory Handover
Full change-of-control management from contract exchange to regulatory handover.
Sell Your Payment Institution

An FCA application from scratch takes 12–18 months and carries no guarantee of approval. An acquisition through Vertice Fintech takes weeks. We provide non-public deal flow and manage the full change-of-control process to completion.

Fastest Route to Market
An FCA application from scratch takes 12–18 months. An acquisition takes weeks.
Vetted Deal Flow
Non-public deal flow from our vetted seller network — entities not listed on any marketplace.
Full Change-of-Control Management
We manage the complete FCA change-of-control process to completion. Buyers do not navigate the regulatory process alone.
Acquire a Payment Institution

Our clients engage us for one reason: this is all we do, and we do it at a level that generalists and platforms structurally cannot match.

12 Years of Regulatory Expertise
Operational knowledge from both sides of SPI and API transactions — not theory.
Exclusive SPI & API Focus
We broker one type of transaction. Our knowledge runs deeper than any firm offering this as a secondary service.
Personal Mandate Management
Rodolfo Basilio manages every mandate directly. No junior team. No platform algorithm.
Let’s Talk
Our Track Record

Verified Outcomes. Not Marketing Estimates.

Our clients engage us for one reason: this is all we do, and we do it at a level that generalists and platforms structurally cannot match.
Learn More
12yr
UK Regulated Payments
Operational knowledge built on both sides of SPI and API transactions.
23+
Transactions Completed
Payment institution transactions brokered across SPI and API entity types.
150+
FCA Regulatory Applications
Managed across 12 years in UK regulated payments.
15–25%
Deal Value Enhancement
Documented across brokered transactions — not estimates.
2
Regulated Entities Founded & Exited
Angra (founded in 2015) and Remitec (founded in 2018), both exited 2022.
Daniel Foster
COO, Horizon Retail Group
Scaling our business felt overwhelming until we partnered with this team. They conducted a thorough market analysis, identified growth opportunities, and helped us expand into three new markets without disrupting our operations. Their structured, step-by-step approach made the entire process seamless, and their insights continue to shape our long-term success.
45%
Revenue Growth After Expansion
Maria Sanchez
CEO, TAX Com
We were struggling to streamline our operations and keep up with demand. Working with this team changed everything. They assessed our workflow, pinpointed bottlenecks, and implemented smart systems that saved us hours every week. Their strategic guidance didn’t just fix problems—it empowered our team to perform at a whole new level. We’re now more efficient, responsive, and ready to scale.
30%
Cost Reduction Through Process Optimization
John Wolfar
CEO, Credi Goo
Before we connected with them, our digital presence was inconsistent and lacked direction. Their team took the time to understand our brand, refined our messaging, and rolled out a cohesive strategy that elevated our online visibility. The results were almost immediate. Engagement grew, conversions followed, and we finally feel aligned with our audience.
3x
Faster Market Expansion with Our Growth Strategy
What Our Clients Say
Read All Testimonials
Get in Touch

Make Your Move

Tell us about your payment institution or your acquisition target.
Five minutes is enough to tell you whether your position is ready for a transaction — or what it would take to be.
Email us:

hello@verticefintech.co.uk

Based in:

London, United Kingdom

Let’s Talk

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